Thanks so much to everybody who voted and gave personal experiences in my previous entry about shopping online and Paypal, and extra big thanks to those who have or build shops and weighed in with experiences.
I want to clarify one thing — there was a trick question in my poll. You do not have to create a Paypal account to use it to buy something with a credit card. You used to have to, and I’ve been finding that a lot of people do not know that the policy has changed. So go and buy things from small independent shops and don’t let Paypal stop you.